STOCK RESEARCH TICKER: BY ADTRADER

I

Web wall-street.com

I

The absolute BEST identity theft protection -- at a 10% discount!

ONLINE FINANCIAL ADVICE

Check Out Loan Rates

• FinanCenter Allied with First Union Home Equity bank and First Union Mortgage Corp., this is an on-line personal finance resource center providing many on-line decision tools and financial services as well as advice. They offer these free services not only in home loans but in their Auto/RV Department.. Their on-line programs help you decide whether to lease or buy, purchase new or used, find out how much depreciation you can expect each year, and make other on-screen, interactive calculations. You can use their on-line services to not only calculate loan rates but to see if you would qualify for a loan with their bank.
• American Express Personal Finance Center Similar to FinanCenter, above.
• Mortgage Net
• HSHJ Associates
• American Express Personal Finance Center
• BankRate.com News on rates for loans, credit cards and more.

Find An Investment Club & Read Articles and Books on How To Invest

For a long time our advice to novice investors has been to join an investment club. It's a good way to learn the ropes and share the large amount of homework involved in successful long-term investing. The Web has made it possible for groups to form online bringing clubs within the reach of investors everywhere. Sadly, we have read of at least one online scam which billed itself as a club but was really one individual stealing investors' money. So we still recommend joining a club - but check out the group carefully.

• The N. A. I. C.
  and
  D. Gerlach 's I-Club Central Between them, the National Association of Investors Corporation and NAIC member Douglas Gerlach cover a wealth of sensible advice and information for the individual wishing to become his owns security analyst. These sites also present information on how to start an investment club. The NAIC has financial analysis software and a database of the type of companies a club or individual will be intersted in investing in.
• The World Federation of Investors (originally The World Federation of Investment Clubs) International organiztion.
• Bivio.com Bivio is a web-delivered application which enables groups of individual investors to create and manage their own investment clubs online. It is sponsored by Buy&Hold.com, a leading financial services company focused on the needs of long-term investors.
• SEC Article on Investment Clubs.
• A.A.I.I. (National Organization) The American Association of Individual Investors offers valuable information and education for the do-it-yourself portfolio manager. They also have financial analysis software and, via subscription, a growing database of financial figures for most of the publicly traded companies in the US.
• NAIO The National Association of Online Investors is a relative newcomer but shows a lot of promise. It offers a study course and individual certification.
• Invest-FAQ You can spend hours reading at this site. You can read on a specific subject or use it as a textbook. In reality, it is a very comprehensive online "book" on the subject of investing. The advantage of an online book is, of course, that it can be changed as circumstances change and it has links for additional reading.
• BOB'z Personal Investing This is an online newsletter where investment advisors offer their views aimed at the private investor. They will answer individual questions and there's also a chat room at this site.
• Investor Words 4,000 terms and 15,000 links between related words. A great glossary.
• Investopedia Another great resource for finding financial terms and concepts.

Find A Lost Bank Account or Identify an Old Stock Certificate

• "Old Stock and Bond Certificates" by the SEC The basic information.
• Article at Invest-FAQ Explains how to do your homework.
• Links at Goldsheet Gives links to help you to do your homework.
• Unclaimed Assets You can order a publication from this site. It teaches you how to do searches.
• Stock Search International Done your homework but hit a dead end? No time to do it yourself? Try this site.
• Found Money Done your homework but hit a dead end? No time to do it yourself? Try this site, too.
• Financial Information Incorporated Look for their "Directory of Obsolete Securities ". If it's too expensive, see if a library has it.
• NAUPA (Nat'l. Assn. of Unclaimed Property Administrators) This non-profit group offers assistance at their website.