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How To Save Money In College
How To Save Money In School
Everyone’s heard of the “college budget,” but it’s really a phrase to express the deep sorrow for having a lack of funds to play with after working hard in school. But don’t despair, it doesn’t have to be this way! There are plenty of ways to cut corners and have a few extra bucks in your pocket to have some fun with, and even save up a little in the process.
Rent Instead of Buy Textbooks
Buying books is always a hassle; new editions can make your current book obsolete, a.k.a. worthless. The best way to ensure getting your money back is to rent books, instead of buying them. There are hundreds of sites online that rent books to students for low prices and provide a selection that competes with your university’s book store. Here are some of the best textbook rental websites:
Saving Money On Food
Invest in your school’s cafeteria program. This means you pay only once and can frequent the cafeteria and load up on energy in between classes. You can also take away food, making this an investment that can really stretch your dollar. Also, buying food from a market to make meals is a better choice in the long run than eating out, for both your health and savings. Do everything you can to avoid fast food!
Credit card companies love to allure college students into signing up for a credit card, offering benefits and specials for students each time they swipe at certain places. But be aware, getting a credit card in the early years can create hefty problems in the future. One of the most important aspects of attaining a credit card is to build credit over time, specifically good credit. To build good credit, pay off your entire bill at the end of each month without leaving a balance unpaid, and to be safest, don’t sign up for one until you have sufficient funds backing you; spending money you don’t have is all too tempting for a college student. Here are some of the best College Student Credit Cards:
- Citi Forward Student Card
- Discover Student Card
- Capital One Journey Student Card
- Chase Freedom Card
- Bank of America Student Card
Living off campus can sometimes be a cheaper alternative than living in the dormitories, yet there can be benefits and discounts on meal plans by living on campus, as well as cutting transportation and making everything easily reachable. A prospect student should calculate a living situation on a monthly basis and see which option is more beneficial, based on comparing the typical rent price in the area and what the university offers in terms of on campus living. On campus living is also a traditional college experience and a student can benefit from living in close quarters with other students so this should also be taken into consideration.
Riding a bicycle around campus can be a great way to save on gas, time, and get some exercise in the process. Car pooling to off campus locations is also a great way to save money and help fellow students. The local public transportation is also a great way for students to get around, sometime universities have their own transportation system which is ideal for students on and off campus.
Any student can pick up a part-time job to make a few extra dollars on the side. Most universities offer employment for students on-campus, usually bundled with great benefits. Getting an internship can double for course credit, while resulting in more pay in the future. A student may also consider doing some freelance work in their area of study which can further their experience and confidence, plus getting paid of course. Putting time and effort into course work comes first, but if a student has enough time to commit to a part-time job, this could be a great way to make some funds and also help the community in the process. Traveling abroad is another great way for a student to gain real-world experience and gain course credit, it can also be a lifetime experience. Here are great internship website to utilize when searching your area:
By: Eva Cantillo